Developing a financial plan for your future requires a full view of your financial picture, including how your retirement assets work with one another. As you approach and enter your retirement years, it’s more important than ever to protect your assets and ensure that all your years of building for retirement don’t get swept away by the changing financial climate and misfortunes. For the professionals at CLA USA, financial services for seniors means adopting a conservative financial planning approach that protects assets, minimizes taxes and ensures a flow of income that will take care of your needs throughout your life.
CLA USA is a financial services company headquartered in Frisco, Texas and operating throughout the United States. The company is listed with an A+ rating with the Dallas Better Business Bureau, and has a long history of working with satisfied customers to ensure and secure their financial future through a range of CLA USA financial services and products. The services provided by CLA USA include retirement planning, asset protection, retirement income planning and insurance against unexpected circumstances.
Today’s retirees are living longer and fuller lives than ever. A senior who retires at age 65 will need to plan for a nest egg to last 25 to 30 years. Planning for your retirement requires a full assessment of all of your potential income sources for now and the future, both for yourself and for your spouse and family members. CLA USA financial services agents recommend that you work with a financial services professional to consider the best way to allocate your assets to suit your personal financial objectives and your situation. It may include assigning surviving spouse benefits properly and transferring your investments to more conservative, risk-free investments.
Retirement Income and Wealth Accumulation
Because retirees are living longer, traditional retirement plans and pensions may not be enough to ensure a comfortable retirement. Your retirement plan may need to include a growth component to ensure that your expenses don’t outpace your principal and you don’t outlive your nest egg. Using conservative financial planning strategies, you can include wealth accumulation and retirement income in your retirement plan to ensure that you’ll have the resources you need throughout your life and have enough remaining to leave a legacy to your heirs.
Today’s life insurance options are designed to address more than one aim in one contract. CLA USA financial services include life insurance products that can help protect your wealth as well as providing emergency cash flow if you need it during your lifetime.
To learn more about potential retirement planning strategies, including ways to limit tax liabilities and protect your assets from the expenses of long term care, discuss your options with a CLA USA financial services representative to help you make the best choices possible.