Today’s uncertain financial markets have hit everyone hard, but they’ve taken an especially severe toll on seniors and those approaching retirement. Retirees who built retirement funds over the course of their working lives have watched those funds shrink drastically, leaving them in doubt about the security of their future. CLA USA, a financial services company headquartered in Frisco, Texas, understands those uncertainties in a way that few other companies do. For over 20 years, CLA USA has been providing financial planning tools and services for seniors who want to preserve their assets and protect their estates.
CLA USA specializes in conservative financial planning that’s most appropriate for older adults whose focus should be on preserving wealth and generating a moderate stream of income through safe investments. The company’s agents understand that the uncertainties of today’s markets can be difficult, and that the range of financial instruments and services for wealth and asset preservation can be confusing to most adults. That’s why every agent is trained to present the varied options in clear, easy-to-understand terms that make it easier for people to make their own decisions about their financial futures.
The company provides a wide range of services and financial products, including deferred annuities and life insurance policies that pay surviving spouse benefits and various insurance products that can provide income and protect against unexpected expenses such as long term care costs and the expense of dealing with catastrophic illnesses.
CLA USA is uniquely positioned to serve seniors. In more than 20 years of providing financial services and assistance to seniors, the company has earned the kind of reputation that most companies would envy. In its home region, CLA USA holds an A+ rating from the Dallas Better Business Bureau, a rating that is echoed by numerous other BBB branches around the country where CLA USA operates. The rating is based on the low number of CLA USA complaints, and on the company’s history of complaint resolution which is miles above that of other agencies that operate in the same financial sector.
The company’s agents are trained to help seniors take a realistic look at their current financial situation, evaluate vulnerabilities and needs and device a financial strategy that will be most advantageous to the client. Because they frequently work with seniors who have spent their lives working and have little experience with the various laws, regulations and instruments surrounding income, taxes and transfer of assets, CLA USA agents make it a point to help older adults understand how various financial options will affect their estates. They focus on positive, conservative financial solutions that preserve wealth while maintaining access to assets. The company focuses on educating seniors about the many hidden benefits of senior estate planning and asset transfers provided in the current tax laws.
If you’re facing retirement in these unsettling financial times, it’s vital to make sure that your nest egg is protected. CLA USA is one of the few companies in the country that focuses exclusively on assisting you in planning for the future, through retirement and beyond.